March 25, 2025
AgencyThe Potential Cost of Not Having a Personal Umbrella Policy
In today’s litigious society, the absence of a personal umbrella policy can expose individuals to significant financial risks. A personal umbrella policy can offer additional liability coverage extending beyond the limits of typical home, auto and other personal insurance policies. Without this extra protection, individuals could encounter severe financial repercussions if faced with a major […]
January 30, 2025
AgencyLouisiana Home Insurance Discounts: How to Save Money on Premiums
Home insurance is a crucial investment for homeowners in Louisiana, especially given the state’s vulnerability to hurricanes and other severe weather. However, the premiums can be quite high. Fortunately, several strategies can help you save money on your home insurance. How to Save on Home Insurance Consider the following tips to save on your home […]
December 20, 2024
AgencyLouisiana Auto Insurance and Hurricane Season: Preparedness Tips for Drivers
Louisiana drivers face unique challenges in safeguarding their vehicles against potential storm damage. Proper preparation is essential to minimize risks and help ensure swift recovery in the aftermath of a hurricane. By following these guidelines, drivers like you can help financially protect themselves and their vehicles. How to Prepare for Hurricane Season The following are […]
November 22, 2024
AgencyUnderstanding Louisiana’s Flood Risk: Why Flood Insurance Is Essential
Life on the bayou can be enjoyable, rewarding and calming. However, these pleasant environments may often be disrupted by unexpected events, such as severe weather and natural disasters. Given its position along the Gulf of Mexico and the low elevation of much of the state, residents of Louisiana must be mindful of the threat of […]
August 22, 2024
AgencyBenefits of Bundling Home and Auto Insurance
One of the most compelling reasons to bundle your home and auto insurance is the potential for significant cost savings. Insurance companies frequently offer discounts to customers who purchase multiple policies, depending on the insurer and your circumstances. Your agent can help determine whether bundling your home and auto policies makes you eligible for premium […]
July 22, 2024
AgencyHow to Lower Auto Insurance Rates in Louisiana
Auto insurance rates in Louisiana are rising, but several strategies can help you lower your premiums. The following are some tips to help you reduce your auto insurance costs in the Pelican State. Take Advantage of Discounts Insurance companies offer a variety of discounts that can help reduce your premiums. Common discounts include the following: […]